Banking services
Why do you need Banking Services?
Moving countries means that you will need a bank account to manage your financial affairs including:
- Depositing funds you bring with you
- Depositing funds to pay living expenses during the course
- Providing an ATM Card to facilitate withdrawals for expenses
- Providing a credit record with a bank to allow you to
- apply for loans in future
- apply for credit cards
- apply for rental property
- Providing an account for Employers to transfer your salary automatically
- Providing a means of facilitating transfers of funds back to your home country
back to top
Why do you need Financial Services?
Once you start working in Australia, you will need a credit card for:
- Home furniture purchase
- Bonds on Rental properties
- Miscellaneous expenses
Eventually you will require a loan for:
- Purchase of a car
- Purchase on a home
While we do not advocate that you borrow excessive amounts of money, especially if you have an educational loan to repay, it is important that you establish a good track record with a bank, to ensure you will be able to take out loans when you need to.
back to top
How do banks evaluate you?
Banks evaluate you for loans and credit cards based on the following criteria:
- Monthly salary
- Occupation
- Credit history
- Bank account balances
- Age
- Family commitments
- Time in Australia
- Your visa category-long term or short term
back to top
How do we help?
Nursing Careers has relationships and partnerships with a number of leading Australian banks.
We will work with the bank and yourself to assist you in the following areas:
- Opening deposit accounts before you arrive in Australia
- Providing you with an ATM card as soon as you arrive
- Assisting you to apply for credit cards
- Ensuring your salary is deposited into your bank account authomatically
- Providing verification of your employment and good standing
- Facilitating the application in future for personal and home loans
back to top