Nursing Careers AustraliaNursing Australia Careers, we recruit, place and support Indian nurses in nursing positions throughout Australia.

Estimated income expenses and savings

The table below is an estimate of the possible income, expenses and savings you might expect in Australia

  • This estimate is based on the experience of 80 overseas nurses
  • The savings provide the means  to repay the loan you may require for the programme
  • Once loans are repaid, these savings provide you and your family with a high standard of living
  • Most  nurses have repaid the loan within12-24 months
  • Nurses who have been in Australia for 3 years now own a house, car and plasma TV
  • More importantly they have:
    • Challenging careers, usually with the original sponsor.
    • Their husbands have developed careers and improved their salaries
    • Their children are happily enrolled in Australian schools, and doing well
    • The family has been granted permanent residence

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Estimated Income & Expenses-Selected Salary Levels and Family Structure

Example Only Australian Dollars

Income/Expense Single Person Family of 2 Family of 3
Salary Year 3 Year 6 Year 3 Year 6
Nurse’s Gross Salary $45,845 $52,854 $45,845 52,854
Less Net Tax $8,354 $10,456 $8,354 $10,456
Nurses Net Income $37,492 $42,398 $37,492 $42,398
Husbands Net Income na na $25,000 $25,000
Total Family Income $37,491 $45,824 $62,492 $67,398
Expenses
Rent-2 bedroom (Shared) $7,800 $10,400 $13,000 $15,600
Electricity/gas $1,200 $1,500 $1,500 $1,600
Phone $1,500 $1,700 $1,500 $1,700
Living (Food/Personal) $5,200 $6,000 $7,800 $8,500
Private Medical Insurance $2,080 $2,080 $4,160 $4,160
Public Transport $1,300 $1,500 $1,500 $1,500
Child Care na na na $12,000
Total Living Expense $19,080 $23,180 $29,460 $45,060
Savings $18,411 $22,644 $33,032 $22,338
Potential Additional Earnings: Shift Allowances $5000 $5000 $5000 $5000
Total Potential Savings $23,411 $27,644 $38,032 $27,338

Qualifications to this projection include the following:

  • janice jamesThe nurses gross salary shown here is NSW Aged Care Nursing award No 749
  • This is the minimum nurses in aged care facilities in NSW are paid for each age category
  • This may vary by state and type of nursing and facility
  • Income Tax is based on the tables (2007/08) of the Australian Tax Office.
  • Expenses are based on Sydney, which are higher than other cities.
  • Expenses are based on our experience with 80 nurses overseas nurses living in Australia.
  • Your expenses may be higher or lower depending on your lifestyle and spending habits.
  • No loan payments have been included as we assume these will be paid from savings.
  • Earnings from shift allowances are based on shifts schedules that are rotated across all shifts.
  • You may earn more or nothing at all, depending on the shifts you elect or asked to work.
  • Husband’s net income is based on a salary of $28,300 for 38 hrs/wk at $14.32 per hr.
  • If your husband wants to work, he can achieve this within 3- 6 months of arriving.

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